Land ownership in Ghana is governed by both customary and statutory systems, making it essential to understand the legal and traditional frameworks before investing or acquiring property. Roughly 80 percent of land in Ghana is under customary ownership, meaning it is controlled by local chiefs or family heads, while the remaining 20 percent is classified as public or state-owned land.
When acquiring land, it’s critical to know the type of land you are dealing with: stool land, family land, or state land. Stool land is held by a chief on behalf of the community, often requiring the chief’s approval and proper documentation before transactions can take place. Family land is managed by families and typically passed down through generations, sometimes leading to disputes if multiple heirs are involved. State land is owned by the government and can be leased or purchased under specific rules, usually requiring clearance from the Lands Commission.
Proper documentation is a must. A legally recognized land title or deed protects your ownership rights and ensures that your investment is secure. The Lands Commission handles registration, surveys, and issuing certificates of title. Performing due diligence is crucial to confirm the legitimacy of the seller and the land’s ownership history. Skipping this step can lead to costly legal battles or even losing the property
At Open Heaven Real Estate, we believe the finding a home is more a transaction-it’s a journey discovering the perfect space that fits your lifestyles.